Meet Your 203K Lender for

KANSAS

Perry Farella

Perry Farella

(888) 280-5654

203K & Conventional Renovation Specialist
NMLS #755943

First Community Mortgage 

Company NMLS #629700

Approving Loans Since 2002!

Hi I’m Perry, an FHA Loan &  203K Renovation Specialist!  I Want to Hear From You!   Let's Talk About Your Purchase or Refinance.

Let's talk about,  How to Qualify,  203k Loan Requirements, & Other Questions  you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally.  Call or e-mail Me, whichever way works best for YOU.  Also Conventional HomeStyle, Choice and VA renovation loan options.

Looking for an FHA Loan?   Why not make it an FHA 203K?

FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home

Creating The Home You Love STARTS HERE!

203K Purchase

Avoid Common Financing Roadblocks

This Loan Option allows you to  buy your fixer upper "As Is" and Rehab it with a minimal down payment.  Having this advantage can create a great opportunity for you.

203K Refinance

Improvements are Made After Closing

This refinancing loan option allows you the maximum home improvement funds you need to make your home the best it can be.

All In One Loan!

Finance Plus Improvements!

Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.

What Properties are 203K Eligible in Kansas?

203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.


Types of FHA 203K Eligible Sales

Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.

A Home Owners Guide to the FHA 203K Loan

Get The 203k Loan Info You Need!  

FREE DOWNLOAD!

 FHA 203K Questions You May Have

Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out for all the detailed information you need.

FHA-203K-Loan-Home-Improvement.jpg

What is an FHA 203k Loan?

An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!

How to Qualify for an FHA 203k Loan in Kansas

Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing.  This type of home improvement loan is  just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.   

203K-Loan-Qualifications

Who is Eligible to Qualify for a 203k Loan?

Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.


Who is a 203k Loan For?

The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.   

Why a 203k Loan?

This All-in-One Loan allows a broader scope of  properties for you to choose from.  You can pick up a fixer upper or an outdated property and fix it up the way you want.   With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles

Why-A-203K-Loan?

How Does an FHA 203K Work?

Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.


Once the  loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!  

How To Start Your 203K Loan?

To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d  like to accomplish.

Don't Take A Chance with Your FHA 203K Loan!

Loan-Approval-203K-Mortgage-Lender

Not all FHA Lenders or loan officers have the expertise to handle an FHA 203K Loan. Don’t take a chance, talk to the 203K Specialist who can do FHA 203K Renovation loans as well as standard FHA loans.


With Decades of Experience specializing in the 203k as well as other renovation type loans you'll be in good hands from beginning to end!

Contact Perry Farella, your EXPERT in FHA 203K Loans.

Let's get your home renovation project started!

My direct number!

My personal email!

Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Kansas cities below:

Overland Park
Wichita
Olathe
Lawrence
Shawnee
Manhattan
Leawood
Topeka
Lenexa
Prairie Village
Shawnee Mission
Junction City
Kansas City
Salina
Leavenworth
Gardner
Hays


Mission
Overland
Louisburg
Hutchinson
Lansing
Holton
Emporia
Derby
Basehor
Clearview City
Fort Riley
Marienthal
Garden City
Fort Scott
Bassett
Stilwell
McPherson

Lyndon
Mission Hills
Andover
Atchison
Wamego
Dodge City
Augusta
Leoti
Horton
Ulysses
Paola
Hesston
Newton
Stockton
Pittsburg
Independence

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